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With the mixed messages being put forth by today’s media, it’s no wonder consumers are wary. One report tells us interest rates are at record lows and that it’s a great time to buy, while another tells us foreclosure rates…

RISMEDIA, July 7, 2010—With so many homeowners facing tough decisions about their mortgages in or approaching default, questions abound about how to best handle the complex situation with the bank lenders they’re indebted to. To help clarify such confusion and shed light on optimal homeowner options, real estate finance expert Marian Anthony, author of Short Sale RUSH, sheds light on the five most common questions homeowners in default are asking.

1. Should I intentionally default on my home…

Yesterday, according to several sources, the Cram Down proposal may be heading back for congressional review. Servicers reviewing loans that qualify under the terms of the Home Affordable Modification Program (HAMP) are not moving fast enough. Due to their slow response times, the likelihood of their being any long-term impact on foreclosure rates is slim.

In an effort to force change and prevent foreclosures, many representatives have been proponents of legislation which will allow the courts to reduce or “cram…