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The cost to Americans to keep our two biggest mortgage firms—Fannie Mae and Freddie Mac—in business so our federal government can continue financing mortgages could at least double between now and 2013. That is, if market conditions decline further. This less-than-stellar news comes from the companies’ regulator, the Federal Housing Finance Agency. FHFA issued these projections last week and the figures are based on three different economic pictures.

The price tag since these agencies were placed under government control in …

As a team leader you are accountable for finding the perfect ingredients and then steering and directing your team for success.

To take a cookie from concept to monetized product, you would tell the factory what ingredients you want to include, the exact recipe, the temperature you want to bake it at, the time in the oven, the shape of the cookie mold, and the package you want to present them in.

Building a team:

The Ingredients:  Think departments! You …

The results are in from our Foreclosure Freezes Poll on Short Sale Daily News! When asked if all the banks should freeze foreclosures, 72.4 % of you thought they should.

In answer to whether this robo-signing scandal and temporary foreclosure freeze will affect a seller’s sense of urgency about proactively pursuing the short sale option as a foreclosure alternative, 63.8 % of you agreed.

We also asked whether you agreed or disagreed to Moody’s Analytics Chief Economist Mark Zandi’s comment: …

New York has become the first state in the nation to implement a new filing requirement for residential foreclosures. Lenders’ counsel are now going to be required to file an affirmation with the NY courts certifying they have reviewed and verified the accuracy of the papers being filed for the foreclosure actions.  The goal of the New York courts is to prevent wrongful foreclosures. New York is one of the judicial foreclosure states.

Chief Judge Jonathan Lippman introduced the new …

Hmmmm!!!!!  I had an eye opening experience on how different every BPO agent values properties today.

Here’s the skinny.  We have an offer of ,000 on a home and we were countered at ,900.  I went back to the buyer and she was willing to raise the price to ,900 and not a penny more.  This is a fair price based on the comps, condition, and area.  There are 3 comps within the last 6 months which sold between ,000 …